“Bibby Financial Services is a leading finance invoice specialist and trusted provider of cash flow funding solutions to more than 7,800 businesses in the UK. “
Founded in 1982, Bibby Financial Services (BFS) offers finance to small and medium-sized enterprises and has already supported over 12,000 businesses worldwide. Known for being the UK’s largest independent factoring company, BFS understands a wide range of sectors and helps businesses unlock working capital for a range of scenarios.
Bibby Financial Services is ideal for start-ups and established businesses with funds tied up in invoices or that need to finance the purchase of new assets or equipment to enable them to grow and thrive.
Financial Products and Services
As an independent financer, Bibby Financial Services gets to know every client to provide businesses with tailored financial solutions. Bibby doesn’t believe in a one-size-fits-all approach to lending and will work with you to match its product and services to your specific needs.
Bibby Financial Services works with SMEs and offers a wide array of financial products and services, including:
- Invoice factoring
- Invoice discounting
- Lease finance
- Asset-based lending (ABL)
- Stock finance
- Export and trade finance
- Foreign exchange services
- Specialist finance for the recruitment and construction sectors
Whether you want to improve your cash flow, expand your business overseas or unlock cash tied up in assets or invoices, Bibby Financial Services can offer personalised services and flexible solutions to suit your requirements.
Industries and Sectors
With expertise in various industries, Bibby Financial Services provides expert financing solutions to businesses from different sectors.
The industry sectors Bibby Financial Services covers include:
Export and Import
Manufactoring
Recruitment
Transport and logistics
Wholesale and distrubution
Construction
Business Services
Not only does Bibby Financial Services have a network of offices throughout the country, but it has helped businesses to get funding and release cash trapped in invoices in more than 300 industry sectors across the globe.
The Benefits of Using Bibby Financial Services
In addition to being the largest independent invoice financier in the UK, Bibby Financial Services is a global company that understands a comprehensive range of industries and sectors. Furthermore, Bibby prides itself on becoming a true financial services partner to your business and is committed to building and maintaining a strong client relationship with you.
One of the main advantages of using Bibby Financial Services is that it delivers tailored invoice finance products and financial solutions to ensure you get the right funding support. You can even complete your application online and, if you’re successful, you could receive funding in as little as 24 hours.
Another benefit of working with Bibby is that you get access to a dedicated team of finance specialists who provide exceptional customer service. The client experience means everything to Bibby, and you can rest assured that the team are on hand to offer expert support and assistance whenever you need it.

Customer Review Scores
Most customers have rated Bibby Financial Services as ‘Excellent’ on Trustpilot, with an overall score of 4.4 out of 5 based on 497 reviews.
Please note that this score is correct at the time of writing – April 2021.
Hundreds of customers have provided positive reviews on the site, which tells us that Bibby genuinely cares about its clients and has plenty of experience helping businesses get the funding they need to grow.
Awards and Accreditations
It’s clear to us that Bibby Financial Services has a happy workforce and encourages its employees to excel in their roles because it has been awarded a place in the Sunday Times 100 Best Companies to Work For List nine times.
Other awards and accreditations include:
- Independent Factoring Provider of the Year – RFIx Awards 2019
- Best Factor and Invoice Discounter – National Association of Commercial Finance Brokers (NACFB) Awards 2017
- Best Invoice Finance Lender – Business Comparison 2017
- Best for Banking and Financial Services – Recruitment International Supplier Awards 2017