Growth Guarantee Scheme

The Growth Guarantee Scheme, formerly the Recovery Loan Scheme, supports small and medium-sized businesses to access the finance they need to grow and invest

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Growth Guarantee Scheme With Provide Finance

The Growth Guarantee Scheme supports small and medium-sized businesses to access the finance they need to grow and invest. Finance can be used for any legitimate business purpose, including working capital or investment.n The scheme makes available up to £2 million per business group and up to £1 million for business groups in scope of the Northern Ireland.

In early 2024 the key government lending programme was extended for another two years following pleas from Britain’s army of small businesses.

The actual amount and terms offered are at the discretion of participating lenders. The government guarantees 70% of the finance to the lender.  You may be eligible for a loan through the Growth Guarantee Scheme if your business is trading in the UK, has a turnover of £45 million or less and you need to show that your business is viable. 

The maximum length of the facility depends on the type of finance you apply for and will be up to 6 years for loans and asset finance facilities and up to 3 years for overdrafts and invoice finance facilities.

Provide Finance helps you get the Growth Guarantee Scheme you want, fast.  With access to over 200 approved lenders, all with competing rates and terms to secure your business, we can put your enquiry in front of a range of pre-approved lenders where you can screen, shortlist and choose. Start matching today.

Average Response Time
0.05 Hour
Customer Rating
0 Star
Average Loan Completion*
0 Days
Approved Lenders
180 +

Why Choose Us?

Instantly match with specialist lenders that are pre-qualified and ready to fund your plans.

Our platform gives you access to over 200 bespoke lending options, tailored to your requirements


Our smart-search software means you’re guaranteed the best rates in the market. Plus, we don’t charge a broker fee.


Monitor your enquiry in real-time, while receiving specialist support from our expert team of advisers.

Connect with over 200 trusted lenders

How It Works

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Submit Enquiry

Click ‘Match with Lenders‘ and submit your enquiry.
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Our software matches you with our specialist business finance lenders.
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Engage directly with our lenders and view your deals progress in real-time.
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Chat To Support

We offer step-by-step support to help you get the best deal possible. Use our live chat, or call 0800 772 3180.

Together, We Go Far

At Provide Finance, we’re reshaping the future of recovery loan scheme finance.

With our award-winning blend of innovation and expertise, we seamlessly connect borrowers, lenders, and intermediaries.

Our solutions are fast and cost-effective, providing you with transparency, control, and tailored support. With Provide Finance, you gain control through a real-time dashboard that tracks your project’s funding, enabling you to achieve your objectives with peace of mind. Provide Finance is dedicated to easing the complexities of specialist financing, to prioritise your success.

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Provide Finance instantly matches your enquiry with a highly targeted list of lenders, ready to finance your specific loan type. Compare, match and control your application, fully supported by our team of financial experts, today.

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* Average Loan Completion refers to our average bridging loan approval period. 

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