Merchant Cash Advance

Find the right merchant cash advance provider for you – and access short term finding, fast

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Match With Lenders Today

200+ Lenders
Specialist Advice
No Broker Fees
Best Rates

Merchant Cash Advance With Provide Finance

Merchant Cash Advance, or MCA, is short-term funding for businesses that accept debit and credit card payments. An MCA is an alternative mode of financing to traditional small-business loans.

With an MCA, lenders provide businesses with an upfront sum of money, which a business then repays using a percentage of its card transaction sales, plus fees.

Fast, flexible, and scalable, the merchant cash advance is a favourite for UK hospitality, retail, and leisure businesses. Using your card payment terminal to access unsecured lending, it’s an ideal solution for businesses with few assets, but a good volume of daily card transactions. With no need to juggle monthly cashflow, repayment is made ‘at source’ as a percentage of your card revenue. Pay more as business grows, pay less if things are slow. The perfect mix for many SMEs.

Merchant cash advances can benefit small businesses requiring urgent capital to cover emergencies, short-term expenses, or cash flow shortages. Businesses can use MCAs to cover numerous expenses, such as equipment purchases, repairs and renovations, working capital and expansion costs.

Provide Finance helps you get the Merchant Cash Advance you want, fast. With access to over 200 approved lenders, all with competing rates and terms to secure your business, we can put your enquiry in front of a range of pre-approved lenders where you can screen, shortlist and choose. Start matching today.

Average Response Time
0.05 Hour
Customer Rating
0 Star
Average Loan Completion*
0 Days
Approved Lenders
180 +

Why Choose Us?

Instantly match with specialist lenders that are pre-qualified and ready to fund your plans.

Our platform gives you access to over 200 bespoke lending options, tailored to your requirements


Our smart-search software means you’re guaranteed the best rates in the market. Plus, we don’t charge a broker fee.


Monitor your enquiry in real-time, while receiving specialist support from our experience team of advisers.

Connect with over 200 trusted lenders

How It Works

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Submit Enquiry

Click ‘Match with Lenders‘ and submit your enquiry.
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Matching Engine

Our software matches you with our specialist business finance lenders.
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Connect With Lenders

Engage directly with our lenders and view your deals progress in real-time.
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Chat To Support

We offer step-by-step support to help you get the best deal possible. Use our live chat, or call 0800 772 3180.

Together, We Go Far

At Provide Finance, we’re reshaping the future of business credit card finance.

With our award-winning blend of innovation and expertise, we seamlessly connect borrowers, lenders, and intermediaries.

Our solutions are fast and cost-effective, providing you with transparency, control, and tailored support. With Provide Finance, you gain control through a real-time dashboard that tracks your project’s funding, enabling you to achieve your objectives with peace of mind. Provide Finance is dedicated to easing the complexities of specialist financing, to prioritise your success.

What Our Clients Say

Find Your Funding Now

Provide Finance instantly matches your enquiry with a highly targeted list of lenders, ready to finance your specific loan type. Compare, match and control your application, fully supported by our team of financial experts, today.

Access The Best Deals

* Average Loan Completion refers to our average bridging loan approval period. 

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