“Pluto Finance specialises in residential development lending and has backing from some of the largest institutional investors in the world.“
Pluto Finance has been providing development, investment and short-term loans to developers and investors across the UK since its launch in 2011. The highly experienced team at Pluto has funded over £1.5 billion of development to date and can find tailored solutions to meet its clients varied and specific needs.
As a leading provider of residential development finance, Pluto takes pride in offering quick turnaround times and building long-term relationships with clients and intermediaries.
Financial Products and Services
Specialising in residential development lending, Pluto Finance knows that no two projects are ever the same and evaluates each development on its own merits.
Pluto Finance offers a range of products, including:
- Stretched senior development loans
- Senior development loans
- Bridging loans
- PRS term loans
This residential development lender also understands that developers and investors seek realistic lending solutions, and therefore provides bespoke funding options tailored to the needs of each client.
Industries and Sectors
With a wealth of experience in property lending, finance and development, the Pluto team specialises in providing stretch senior development finance, senior development finance and bridging loans in the property sector.
The industry sectors Pluto Finance covers include:
Residential Real Estate
Real Estate Development
Private Rental Sector
Pluto looks for developers who have a proven track record of building and selling at least two or three properties and can demonstrate their ability to deliver schemes of a similar nature.
The Benefits of Using Pluto Finance
Well respected in the market, Pluto Finance is well-known for providing an excellent quality of customer service and delivering on client expectations. Over half of its loans are made to repeat borrowers, which is a testament to Pluto’s commitment to excellence. Pluto also provides fast turnaround times and has backing from some of the world’s largest institutional investors.
Another benefit of using Pluto is that its loans are tailored-made for each development, helping clients get the right loan as and when they need it. What’s more, the team appreciates that each deal has its challenges and can pragmatically deal with any issues or complexities that arise along the way.

Customer Review Scores
We were unable to find any online reviews for Pluto Finance at the time of writing – April 2021.
Awards and Accreditations
Although Pluto Finance is yet to receive any awards, it has been shortlisted for several awards over the years.
These awards include Best Service from a Development Finance Provider category at the Business Moneyfacts Awards 2021, Residential Financier of the Year at the RESI Awards 2020 and Residential Lender of the Year at the Property Awards 2019.