Expert Commercial and Residential Bridging Solutions
Ortus Secured Finance is a principal lender specialising in both residential and commercial bridging loans across the UK. Since its establishment in 2013, Ortus has consistently supported borrowers and brokers through various economic and political climates, offering reliable and innovative financial solutions.
Headquartered in Nations House, 103 Wigmore Street, London, Ortus is well-positioned to serve clients, particularly those with complex financial needs. The company has additional offices in Manchester, Glasgow, and Belfast, ensuring comprehensive coverage and local expertise.
Why Choose Ortus Secured Finance?
Ortus Secured Finance prides itself on its ability to deliver bespoke bridging loans with competitive rates and a pragmatic approach. Clients benefit from:
- Highly experienced team in delivering tailored bridging loans
- Competitive rates for both residential and commercial bridging
- Rapid delivery with credit-backed agreements in principle issued within 24 hours
Ortus understands that not all borrowers fit into conventional criteria. Their flexible and imaginative approach to financing ensures that even the most complex borrowing needs are met with effective solutions.
Their Values
- Expertise: Focus on delivering high-quality financial solutions.
- Reliability: Consistent support for brokers and borrowers.
- Integrity: Commitment to honesty, fairness, and responsibility.
- Local Presence: Offices in key locations across the UK to better serve clients.
- Innovation: Embracing complexity and thinking differently to solve unique financial challenges.
Their Products
Specialist Residential
Ortus Secured Finance has a reputation for lending to sophisticated borrowers and securing against complex security packages. This product is ideal for foreign nationals, complex corporate entities, and offshore structures requiring lending secured against portfolios or high-value single units.
- Loan Size: £100k – £25M
- Term: 3 – 36 months
- Location: Great Britain and Northern Ireland
- Borrower Types: Foreign nationals, complex corporate entities, onshore/offshore structures
- Security Types: Residential investment property
- Uses: Complex structures, high-value single units, portfolio transactions
Development Exit
Development exit finance is designed to repay outstanding finance against a property once the project is complete. This product is suitable for developers needing more time to sell units or wishing to pull out cash from completed schemes.
- Arrangement Fee: 2%
- Loan Size: £100k – £25M
- LTV: Up to 70%
- Borrower Types: Private individuals, limited companies (onshore and offshore), trusts
- Security Types: Completed residential property, including houses, blocks of flats, and boutique developments
- Location: England, Wales, Scotland, and Northern Ireland
Complex Commercial
Ortus takes a holistic approach towards assets and borrowers, enabling the structuring of the right deal even for the toughest transactions. This product covers land with planning or sites requiring asset management strategies before refinancing or sale.
- Loan Size: £1M – £25M
- Term: 3 – 36 months
- Location: Great Britain and Northern Ireland
- Security Types: Offices, warehouses, industrial, mixed-use, retail, leisure assets, specialist assets such as care homes
- Uses: Quick acquisitions, deals not fitting into owner-occupier or investment, sites needing asset management strategies
- Benefits: No early repayment penalties
Commercial Investment Bridge
This product helps borrowers avoid being pushed towards expensive lenders and long-term fixed products by bank lenders. Ortus considers lending against investment properties with short leases, low WAULT, or vacant properties.
- Loan Size: £100k – £25M
- Term: 3 – 36 months
- Location: Great Britain and Northern Ireland
- Security Types: Offices, warehouses, industrial, mixed-use, retail, leisure assets such as hotels and pubs
- Uses: Lending against properties with short leases, low WAULT scenarios, and vacant properties
- Benefits: No early repayment penalties
Projection-Led Commercial Bridge Finance
Ortus offers 36-month facilities for borrowers not ready for bank funding immediately. Suitable for various sectors, this product provides an opportunity for businesses to stabilise before moving to long-term finance.
- Loan Size: £100k – £25M
- Term: 3 – 36 months
- Location: Great Britain and Northern Ireland
- Borrower Types: Private individuals, foreign nationals, onshore and offshore SPVs
- Security Types: Offices, warehouses, industrial, mixed-use, retail, leisure assets such as hotels and pubs, specialist assets such as care homes
- Uses: Lending to start-ups without trading history, various sectors including hospitality and care homes
- Benefits: No early repayment penalties
Why Ortus Secured Finance Stands Out
Their expertise in delivering tailored bridging loans across residential and commercial sectors. With competitive rates and a commitment to reliable, innovative solutions, Ortus ensures that clients’ complex financial needs are met effectively.