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Experience Beyond Finance

MSP Capital are a team ofย property and finance expertsย who believe inย creating opportunitiesย for their clients through finance.

Founded in 1981, they have grown to become one of the largest providers of property finance in Southern England. As a principal development and bridging lender, their in-house property and finance experts can offer lending solutions for sums up to ยฃ20 million. 

Why Do They Stand Out 

  • Property People First: 40 years in property and finance has given them an unrivalled heritage.
  • Certainty of Funds: They are a Principal Lender with funds available when their clients require them.
  • Relationship Led: Your dedicated Relationship Manager will get to know your vision and use their expertise to work alongside you to bring it to life.
  • Tailored Solutions: They approach each project individually, looking at your portfolio as a whole to understand your priorities and meet your needs.
  • Swift Decisions: Their streamlined processes and industry knowledge enable them to act decisively to maintain your competitive advantage.
  • Country-wide Reach: Whilst they are located on the South-coast, they provide nationwide lending across England and Wales.ย 

Types of Development Finance available with MSP Capital

Ground up Residential Development Loan: Their funding can help support the initial land acquisition as well as covering all the costs of development. Using our expertise and years of experience, they can ensure your projectโ€™s maximum potential is reached.

Heavy Refurbishment Development Loan: Transformation of existing assets requires specialist expertise to ensure the regulations and requirements are met. MSP Capitalโ€™s team are highly experienced in navigating this type of project and will help you make sure your build reaches its potential.

Permitted Development loan: If you are extending a current property, or changing the use of a commercial one, MSP can facilitate it with a Permitted Development loan โ€“ if your project falls within the Government provisions.

Commercial Development Loan: MSP Capital assesses each unique opportunity on a case-by-case basis, using their in-house expertise to bring multiple projects to life each year.ย 

Types of bridging loans available with MSP Capital

Premiumย Residential Bridging Loan: Designed for completed and marketable units, their Premium facility can generate cash flow for the purchase of future development projects or refinancing an existing lender during the sales process.

Standard Residential Bridging Loan: Their classic bridging loan is ideal for purchases, refurbishments, or refinancing of residential properties.

Auction Finance Bridging Loan: When it comes to purchasing a property at auction, itโ€™s vital that youโ€™ve got funding you can rely on. This funding solution is available for the purchase of residential properties that are vacant, let on AST or in need of refurbishment and can be pre-arranged ahead of the auction to help you bid with confidence.

Development Exit Bridging Loan: When a project has reached practical completion a development exit loan can work well to bridge the gap of finance whilst your unit/s are awaiting sale.

Commercial Bridging Loan: This can be used for the purchase of a commercial or part commercial/part residential property or brownfield site before planning approval is given. This loan also covers run-down commercial premises that are hard to get mortgages on, or for the purchase of commercial properties at auction.ย 

Light Refurbishment Bridging Loan: This type of bridge is a specialist loan issued to cover the costs of light refurbishment to your property. Due to the nature of the works needed, the terms offered tend to be for six months with the loan relating to the propertyโ€™s projected value when the refurbishments have been carried out.ย 

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