Hilltop Credit Partners

“Hilltop Credit Partners provides tailored financing solutions to help developers scale their projects and grow their businesses.”

Founded and run by developers with more than 25 years of experience, Hilltop Credit Partners is a specialist funding partner for SME residential property developers and housebuilders across the UK. The company boasts a highly successful team of development and corporate finance experts who move quickly to ensure clients get the funding they need to seize opportunities that would otherwise be beyond their reach.

Working with developers who know their local markets, Hilltop Capital Partners offers one-stop funding solutions tailored to the specific needs of its clients. 


Financial Products and Services

The deal-driven team at Hilltop Credit Partners understands that the UK doesn’t have enough housing for its growing population and is the reason it provides attractive funding solutions to small and mid-sized property developers with track records of delivery. 

Hilltop Credit Partners products and services include, but are not limited to:

  • Bridge lending
  • Mezzanine finance
  • Property development finance
  • Senior development loans
  • Property investment
  • Equity for real estate

With loans ranging from £2 million to £20 million, Hilltop provides up to 75% LTGDV (loan to gross development value) or 90% LTV (loan to cost) on all projects. 


Industries and Sectors

Since there has been a substantial reduction in lending by banks in recent times, smaller developers have been unable to deliver sites that traditional lenders deem too small or challenging to complete. To help tackle this and the chronic undersupply of housing in the UK, Hilltop Credit Partners’ sole focus is on the underserved SME housebuilder market. 

With a mission to make life simpler for residential developers, Hilltop Credit Partners supports the following industries:

Residential Real Estate

Real Estate Development

By having an extensive list of qualified private investors, Hilltop Credit Partners can also help residential property developers seeking equity contributions. 

The Benefits of Using Hilltop Credit Partners

Established in 2018, Hilltop Credit Partners is already a leading player in the UK development lending market, achieving positive results for all projects it funds. Hilltop is a partner of Round Hill Capital, a real estate investment and development manager with an $8 billion global footprint.

Run by significant developers with years of experience working through market cycles, Hilltop fully understands development risk and the importance of reacting to any changes or problems that might occur. 

Hilltop sees itself more as a partner and works closely with developers to make projects achievable. Hilltop can also move quickly with funds, often in as little as 6 weeks, helping SME residential property developers build and sell homes in a fast, practical and cost-effective manner. 

Customer Review Scores

On Google, Hilltop Credit Partners has a 5.0 rating out of 5 stars, based on 1 review. 

Hilltop is also a 5 star rated company on Facebook, based on the opinion of 1 person. 

Please note that these scores are correct at the time of writing – May 2021. 

Awards and Accreditations

Hilltop Credit Partners has won one award to date. The company has also been nominated for industry awards, including in the Small-Ticket Market Lender of the Year (Europe) category at the Real Estate Capital Awards 2020.

Awards and accreditations include:

  • Best Specialist Lending Company – SME News UK Enterprise Awards 2020

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