HMO Finance

Provide will instantly match you with lenders who fit your specific loan criteria. When you submit an application, Provide gives you access to: Flexible borrowing solutions, Expedited decision making, and Expert support.

Provide will instantly match you with lenders who match your specific loan criteria.

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HMO Finance

HMO or Housing Multiple Occupancy Mortgages are for properties which are rented on a multiple tenancy basis, as opposed to a standard Buy-to-Let mortgage. HMO Mortgages are specifically designed for landlords’ specific developmental plans regarding HMO properties. 

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At a Glance

How to Apply

You'll have to demonstrate previous landlord experience and the ability to afford a substantial deposit. The majority of lenders will want to see that the rental income will cover the loan repayment as well as additional maintenance costs.


 
What to Expect

HMO properties tend to be more profitable than standard buy-to-lets as they are consistently in high demand. 


 
Watch Out For

HMOs come with higher upfront costs and legal requirements. You need a specific license from the council to rent out an HMO.


 
We Can Help

Our team of experts can help with difficult considerations that have legal and accountancy implications. Our Financial Budget templates will help you plan for long-term payments and additional costs.


 

Together, We Go Far

Provide is an award-winning finance platform that instantly matches your loan enquiry with over 200 lenders who suit your specific criteria.

 

If you’re looking for an HMO Mortgage, Provide offers support from application to full funding, giving you access to fintech powered resources and a helpful team of finance experts to make the process as simple as possible.

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If you want to explore other commercial finance options available you can either take a look at our Business Finance pages or connect with one of our financial experts.

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What They Say

From a borrower's perspective...the whole market is researched on their behalf with a shortlist of possible lenders made accessible to them in an instant.

Octane

First class, Outstanding & Professional. [Provide] has made me a fan straight away.

SOMO Bridging




[Provide] has been a breath of fresh air to have in the industry...a ‘must have’ in the fast-moving property industry.

Octopus Real Estate

Compare your Funding

Provide instantly delivers you the best possible options for your financial needs.

 

Use the Comparison Tool to see how your existing offer matches up to Provide’s growing number of lenders.

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How it Works

1. Submit Enquiry

You post an enquiry onto the platform using the enquiry form.

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2. Matching Engine

Our platform sources funding options from our pre-approved lenders. 

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3. Connect with Lenders

Speak directly to our lenders. Progress your deal, with the full support of our finance specialists.

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4. Chat to Support

We offer step by step support to help you get the best deal possible. Use our live chat, or call 0800 772 3180

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Our team is available to assist you at any step of the funding process. Get in touch to talk about finance options or book a demo to learn more about how Provide can work for you.

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