Roma Finance, the lender that loves to lend, has unveiled its new Revolving Credit Facilityโa fast, flexible drawdown facility designed to help property professionals and entrepreneurs purchase property, unlock equity, and grow their portfolios with confidence.
The Revolving Credit Facility offers approved borrowers access to a pre-agreed credit limit for onward property purchases, which they can draw down, repay, and reuse as neededโproviding a reliable and reusable source of capital. Secured against existing property up to 65% loan-to-value (LTV), this facility enables customers to move quickly on investment opportunities, without the need to reapply for finance each time.
Unlike traditional bridging or term finance, the Revolving Credit Facility combines the convenience of a business overdraft with the certainty of secured lending. Funds can be accessed quickly and flexibly, with tailored repayment terms that suit the borrower’s investment strategy and timelines and is suitable for both retention and flip strategies.
The launch of the Revolving Credit Facility comes alongside a suite of new enhancements from Roma Finance, including reduced rates on its bridging finance product (FLOW) and increased loan-to-gross development value (LTGDV) ratios on its development finance offering (GROW) for a limited periodโmaking property finance more accessible and affordable for investors.
Michael Allison, Commercial Director at Roma Finance, commented: โWe are busier than ever, and the demand for fast, reliable funding solutions in the property sector continues to grow. Our new Revolving Credit Facility is designed to empower experienced landlords, developers, and entrepreneursโgiving them the flexibility to seize market opportunities, expand their portfolios, and enhance their properties with ease. This is a major step forward in our commitment to providing innovative lending solutions that support the success of our customers.โ
This launch follows Roma Financeโs earlier announcement of a new ยฃ100 million funding line with NatWest, strengthening its capacity to deliver competitive, high-impact finance solutions for landlords and developers.
Allison added: โThis latest product launch is another step forward in our strategy to double our loan book by 2026. By continuing to innovate and evolve our product range, we are making it easier than ever for property entrepreneurs to access funding and create wealth through their property investments.โ
Roma Finance, headquartered in Manchester and lending across England, Scotland, and Wales, provides funding from ยฃ75,000 to ยฃ3 million for small to medium-sized property developers and landlords. Its short-term lending suite includes bridging finance, refurbishment and conversion loans, auction finance, developer exit facilities, and ground-up development finance, along with 5-year specialist Buy-to-Let mortgages.