The Home of Specialist Lending
Delivering a seamless specialist lending service, West One Loans is a leading provider of specialist mortgages and property finance assisting homeowners, landlords and property investors to attain their financial goals. They specialise in creating integrated lending solutions across the property investment lifecycle…from acquisition and planning to development and sale.
About West One
Established in 2005, they have grown to today be able to offer a fully integrated portfolio of lending products for the property finance lifecycle. They have developed a reputation for providing a unique approach to credit, coupled with a personalised approach to lending. They support homeowners, landlords and property professionals to find the right financial solution, delivering a range of projects and purchases.
Fastest-growing specialist lender
Building on the foundations of their highly successful bridging finance service, west One Loans extended its product range in January 2017 to include second-charge mortgages for both residential and Buy-to-Let borrowers. This portfolio of products coupled with their industry expertise leadership saw us become the UK’s fastest-growing second charge lender. In January 2019, they launched their range of buy-to-let mortgages expanding their offering, providing a full range of market-leading products for their brokers and partners.
Dedicated experts
Besides offering some of the most competitive lending rates in today’s market, their online platform offers customised tech. solutions to support rapid decisions, as well as reducing processing times to speed up the completion process. Furthermore, they have a dedicated team of experts on hand to support brokers such as Provide Finance, supporting borrowers who have more complex circumstances.
What is the product range of West One?
Standard
This range is available to UK-based individuals wishing to finance their property transactions in personal names or through a Limited Company SPV. It is designed to finance houses, leasehold flats and maisonettes, including new build properties. The range is available to both amateur and professional landlords, from those purchasing their first rental property to large-scale, portfolio landlords.
Specialist
This range is available for landlords wishing to finance their property transactions in personal names or through a Limited Company SPV. It is designed to finance more complex transactions, such as HMO/MUFB’s, and Holiday Lets, including from Ex-Pat Applicants. The range is available to both amateur and professional landlords, from those purchasing their first rental property to large-scale, portfolio landlords.
Bridging Finance
Short-term, interest-only loans are available for those who need immediate access to capital.
Development Finance
Designed for property developers requiring fast, efficient finance for residential-led developments.
Buy-to-Let Mortgages
First-charge buy-to-let mortgages offer flexibility to both amateur and professional landlords.
Second Charge Mortgages
A comprehensive range of second-charge mortgage products is available for both residential and buy-to-let properties.
Residential Mortgages
West One offers a comprehensive range of residential mortgage products to borrowers who are unable to obtain a high-street mortgage.
Key strengths
- Integrated product portfolio – consistency throughout the property finance lifecycle
- A unique approach to credit risk
- A personal approach – treating every customer and case individually
- Advanced technology
- Over 15 years of experience in specialist finance markets
- A quick and easy application process with fast approval processes.