“inFund wants to build a better financial world for SMEs by allowing them to access funding through a live credit facility.“

Established in 2015, inFund provides easy access to funding via a multi-drawdown facility to help small businesses grow and thrive. This finance provider supports SMEs because it understands that they make a big difference to local communities and the UK economy. However, inFund also knows that many small businesses struggle to get the funding they need and therefore decided to provide a credit facility rather than static business loans.

With a mission to build a better financial world for small businesses, inFund believes it has simplified every stage of the funding process, from application right through to making repayments. 

Financial Products and Services

inFund provides small businesses with affordable short-term credit via its live credit facility. Clients can take what they need (up to £150k) as and when they need it and borrow money for 3, 6, 9 or 12 months. 

Instead of expecting clients to make monthly repayments, inFund collects repayments each working day by direct debit, making this process feel less overwhelming and more manageable for small businesses. inFund also lets clients make early repayments without having to pay an early repayment charge. 

Industries and Sectors

inFund supports a more modern approach to small business lending because it recognises there’s no one-size-fits-all solution. The inFund team prefers to be flexible at every stage of the process to make accessing finance quick, easy and stress-free for borrowers. 

When it comes to industries and sectors, inFund works with all types of small businesses across the UK and doesn’t like to say no to anyone. However, it only accepts limited companies registered with Companies House that have been trading for at least six months.  

The Benefits of Using inFund

Many SME owners say they prefer to work with inFund because there’s never a no, and they get fair access to funding, even after having been declined elsewhere. Small business owners also appreciate inFund’s clear and straightforward lending terms. 

Signing up with inFund means clients are pre-approved and can always see what’s available to them on their dashboard. Even if they don’t require funds at any given time, they’ll know where they stand and be ready when opportunities come their way. 

Although inFund does look at credit scores and ratings, it also assesses the character and capacity of each business. inFund does this to identify ways to help companies nurture their credit health and unlock lines of credit with third-party suppliers and distributors, all of which are accessible from the dashboard. 

Another benefit of working with inFund is that they take small daily repayments rather than large monthly amounts, plus inFund doesn’t penalise clients for making early repayments or not having collateral for security.  

Customer Review Scores

On the Trustpilot review platform, inFund is currently rated ‘Average,’ with 3.7 out of 5 stars, based on 33 customer reviews.

inFund also has a 3.7 rating on Google, based on the opinion of 3 reviewers. 

Please note that these scores are correct at the time of writing – April 2021. 

Awards and Accreditations

inFund has not yet received any awards or accreditations, but it was a finalist at the Bath Life Awards 2020 in the Legal & Financial category.